without over stretching your budget. You will also have to pay other costs, such as service charges, repairs and maintenance, insurance and council tax.
Over time you can buy a larger share of your home in 10% chunks at a time, until you own 100%. This is known as 'staircasing.'
You must be unable to afford to buy a home outright on the open market. Priority will usually be given to Sarsen tenants, people on local authority or housing association waiting lists and key public sector workers. You must also be registered with the Homebuy agent for your area.
If you change jobs and are no longer a key worker, you will have five years to buy the property outright or sell it.
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